Mortgage Broker in California

mortgage broker in sacramento ca

Your Trusted Mortgage Lender in Sacramento, CA

We Match Sacramento Residents with the Right Mortgage Loan for Their Needs 

Are you considering purchasing a home? Do you want to move to a larger, more comfortable house? Or are you looking for a steady income in your golden years?

When purchasing a home, you have two choices: pay the entire cost in cash or obtain a home loan, also known as a mortgage, and pay it off gradually. Houses are not cheap for many people, and for many, a mortgage is the most practical solution.

So, welcome to Green Mortgage Solutions in Sacramento, California, home to the best home loan programs and rates in the city. We have you covered, whether you are buying your first home, refinancing, or looking for the best reverse mortgage.

Get in touch with us to start your Sacramento home ownership journey.

Choose the Type of Loan You Need from the #1 Mortgage Brokers in the Sacramento Area

Green Mortgage Solutions offers a variety of loan products to our clients. Our knowledgeable mortgage lenders will help you find the best mortgage program for your needs. The following are some of our most popular loan options:

Conventional Fixed Rate Mortgages (FRM) 

This is our most popular loan program, particularly among first-time buyers. You may be required to make a 20% down payment, with the remainder covered by your loan. The loan can then be paid off with fixed monthly payments for 10 to 40 years.

Adjustable-Rate Mortgages (ARM)

The interest rate on this loan is recalculated annually based on market values. Most of these loans have shorter terms and may be less expensive or more expensive than FRM.

Construction Loans 

This loan may be for you if you want to build your home or commercial property from the ground up on a piece of land. The terms of this loan are usually unique based on your construction details, so be sure to speak with one of our experienced brokers for more information.

Refinance Loans 

Do you want to change the terms of your loan and, as a result, lower your current interest rate? We can offer advice and walk you through the process of obtaining a mortgage refinance loan. You can refinance your existing loan and replace it with a new, more favorable loan.

FHA Mortgage Loans

Can't afford the 20% down payment required by most conventional mortgages? You might be able to get an FHA loan. This private loan, which is typically insured by the federal government, requires only a 3% down payment. If you are interested, please contact us so that we can walk you through the qualification process.

Jumbo Loans 

Do you require a relatively large home loan? A jumbo loan, which is a hybrid of a FRM and an ARM, is ideal when the loan amount exceeds $417,000. Our CA mortgage lenders are always available to help you decide if this loan is right for you.

VA loans

Are you a veteran of the United States? You may be eligible for a VA loan, which is a private loan guaranteed by the federal government. So, how do you go about applying? Speak with our mortgage broker for step-by-step guidance.

Reverse Mortgages

Are you over the age of 62 and looking to supplement your income? A reverse mortgage allows you to receive a lump sum payment or regular monthly payments from a mortgage lender for a set period of time before selling your home to repay the loan. This loan enables you to live comfortably in your retirement years.

So you can't decide which mortgage is right for you? Want to learn more about the requirements for one of the above? Green Mortgage Solutions is here to help you with all of your mortgage concerns. Most importantly, we will assist you in locating the best available deal on the market.

Why Green Mortgage Solutions in Sacramento, CA?

There are several reasons why you should work with our mortgage brokers. Our top priority is to provide you with the best possible deal while saving you money and stress.

We are the ideal brokers because we provide the following: 

A Variety of Loan Programs 

When you work with us, you don't have to limit yourself to just one or two options. We strive to provide all available options so that you can make the best decision for your specific needs. We have assisted hundreds of Sacramento residents with their loan applications and can assist you as well.

Excellent service

We are committed to providing the best care and experience in Sacramento, CA for our customers. We begin the journey with you by exploring the various options available to you before guiding you through the mortgage process. We also ensure that everyone has equal access to housing.

Online Mortgage Calculators

Green Mortgage Solutions offers resources, tools, and, most importantly, a mortgage calculator to assist you in determining how much you can borrow. All of this is free and can help you make a decision before speaking with a loan officer here.

Free, Personalized Consultation

Do you need to speak with an experienced broker about your specific home purchase situation? Our Sacramento, CA mortgage lenders are here to make your home-buying experience as easy as possible. You can consult with us for free and commit only when you are certain.

Our Simple Loan Process for Residents of Sacramento, CA

Are you ready for a mortgage loan? We make the application and paperwork simple. Just: 

Need a home loan fast and easy? Green Mortgage Solutions is Here to Find the Best Rate for You 

Home purchases can be stressful, especially when there are so many decisions to make. But that's why Green Mortgage Solutions exists: to make things easier for you. As a senior, you can also use us to turn your home into an income generator. You'll be able to buy what you need without breaking a sweat this way.

To begin the loan process, contact our Sacramento, CA mortgage lender at 916-477-8050 today!